Unlock Your Dream Home with the Right Type of Mortgage Loan Product
- alain855
- Jan 22
- 3 min read
At The Mortgage Source Company LLC, we understand that achieving your homeownership dreams is a significant milestone, and we are here to make the process as seamless and stress-free as possible. Whether you're a first-time homebuyer, a seasoned real estate investor, or looking to refinance your current mortgage, we offer different types of mortgage loans designed to meet your unique financial needs and goals. Our team of experienced loan officers is dedicated to providing personalized guidance and support, ensuring that you find the perfect loan solution that aligns with your specific situation. Let's explore the various loan options available and discover how we can help you unlock the door to your dream home.
Conventional Loans
For those with good credit seeking competitive rates, conventional loans are a great choice. These loans are available for primary residences, second homes, and investment properties, offering flexible terms and competitive interest rates.
Credit Scores Starting at 640
Up to 97% LTV
Foreign National Loans
Ideal for non-U.S. residents wanting to invest in U.S. properties, foreign national loans offer a streamlined process without the need for U.S. credit history. These loans are designed to make international investment simple and hassle-free.
Credit Scores Not Required
Up to 70% LTV
DSCR Loans
Debt Service Coverage Ratio (DSCR) loans are excellent for real estate investors. These loans do not require income or employment verification, with approval based on the property's cash flow. This allows investors to expand their portfolio with ease.
Credit Scores Starting at 680
Up to 85% LTV
FHA Loans
Federal Housing Administration (FHA) loans are tailored for first-time homebuyers and those with lower credit scores. They offer flexible credit requirements and lower down payment options, making homeownership more accessible.
Credit Scores Starting at 580
Up to 97.75% LTV
VA Loans
Veterans Affairs (VA) loans provide exclusive benefits for veterans, active-duty service members, and eligible surviving spouses. These loans feature competitive rates, no private mortgage insurance (PMI) requirement, and often no down payment.
Credit Scores Starting at 620
Up to 100% LTV
Bank Statement Loans
Perfect for self-employed borrowers, Bank Statement Loans allow you to qualify for a mortgage based on your business or personal bank statements instead of traditional income verification. These loans are ideal for those with irregular income streams.
Credit Scores Starting at 640
Up to 90% LTV
Refinance Options
Looking to optimize your current mortgage? Our refinance options can help you lower your interest rate, reduce your monthly payments, or access the equity in your home. Whether you're interested in a cash-out refinance or simply lowering your rate, we have solutions to fit your needs.
Credit Scores Dependent on Program
LTV Dependent on Program
Additional Type of Mortgage Loans
We also offer a variety of other loan programs to meet specific needs, including:
ITIN Mortgage Loans for DACA recipients Credit Scores Starting at 640 | Up to 75% LTV
Jumbo Loans for high-value properties Credit Scores Starting at 680 | Up to 90% LTV
HELOCs (Home Equity Lines of Credit) Credit Scores Starting at 700 | Up to 85% CLTV
Portfolio Select Loans Credit Scores Starting at 640 | Up to 85% LTV
If you're ready to take the next step, our team of experienced loan officers is here to help you find the perfect loan for your unique situation. Contact us today to get started!
Why Choose Us?
At The Mortgage Source Company LLC, we are committed to providing exceptional customer service and personalized loan solutions. With a wide range of loan products and a team of experts dedicated to helping you achieve your homeownership dreams, you're in good hands. Let's make your dream home a reality!
📞 954-347-4167 🌐 https://mortgagesource.co
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